The SBI Simply Click card is a very basic card that provides more benefits for online shopping than any other card on the market. However, if you are looking for a cash-back card, then other options are available on the market at the same fee range. The advantage that the SBI Simply Click Credit Card has over other credit cards is its eligibility terms. The minimum income requirement of the customer for eligibility is low compared to other credit cards.
Features and Benefits
Mentioned below are the features and benefits of Simply Click Credit Card:
- Get an Amazon gift card of INR 500 on making payment of the membership fees of the card.
- The user will get the coupon code on the registered mobile number within 30 days of making payment of the membership fee.
- The validity of the gift certificate is for 12 months from the date of purchase.
- Earn 1 RP on every INR 100 spent on other expenses.
- Get 10x reward points for any online purchases made at partner stores, like Bookmyshow, Cleartrip, Netmeds, EazyDiner and Apollo 24/7.
- Get 5X reward points on all remaining online spends.
- 1 Clear trip e-voucher worth ₹2,000 on annual online spends of INR 1 lakh.
- 1 Clear trip e-voucher worth ₹2,000 on annual online spends of INR 2 lakhs.
- Get a 1% fuel surcharge waiver for any transaction made between INR 500 and INR 3000 (exclusive of GST and all other charges).
Reward Points Redemption
Below mentioned are the steps to redeem the reward points:
Step 1: Launch the official website of SBI Card.
Step 2: Click on “Rewards”.
Step 3: Many products will then be displayed on the screen.
Step 4: Select the product against which points are to be redeemed.
Step 5: In case points are to be used to buy it, choose the option ‘Points only, and if partial points are to be used to buy it and the remaining amount is to be paid, choose the option ‘Points + Pay.’
Step 6: Login using the registered mobile number or card details, and then redeem the points.
SBI Simply Click Credit Card Fees
Mentioned below are the fees of the Simply Click SBI Card:
- The annual fee for a Simply Click credit card is INR 499 plus taxes. You can get annual fees waived if you spend INR 1 lakh on the previous year.
- The interest rate on this card is 3.5% per month, which comes out to be 42% annually.
- The foreign currency markup fee on the Simply Click SBI Credit Card is 3.5% of the total transaction amount. This fee is only charged when the user does transactions in foreign currency using a SBI Credit card.
- The cash advance fee is charged @ 2.5% of the transaction amount, which is subject to a minimum of INR 500. This fee is charged only when the user withdraws some cash from the SBI Credit card.
| Joining Fee | INR 499+GST |
| Welcome Benefit | INR 500 Amazon Gift Card |
| Annual Fee | INR 499+GST |
| Annual Fee Waiver | Spend INR 1 Lakh in a membership year |
Documents Required
Mentioned below is the list of the documents required to apply for an SBI Simply Click Credit Card:
| Identity Proof | PAN CardDriver’s LicenseOverseas Citizen of India CardAadhaar cardVoter’s IDJob card issued by NREGAPerson of Indian Origin CardPassportLetters issued by the UIDAIAny other government-approved photo ID proof |
| Address Proof | Aadhaar cardPassportRation CardPerson of Indian Origin CardJob card issued by NREGAProperty Registration DocumentBank Account StatementAny other government-approved address proofUtility Bills not more than 3 months oldDriver’s License |
| Income Proof | Latest one or 2 salary slipsLast 3 months’ bank statementThe Latest Form 16 |
Eligibility Criteria
Below mentioned are the eligibility parameters to apply for an SBI Simply Click Credit Card:
| Criteria | Age | Income |
| Salaried | 18 years – 65 years | INR 20,000 per month |
| Self-employed | Self-employed | INR 20,000 per month (as per ITR) |
Different ways to apply for SBI Simply Click Credit Card
Mentioned below are the different ways to apply SBI. Simply Click Credit Card:
Option 1: Visit any nearest SBI Bank with all the documents required, such as Identity Proof, Address Proof, Income Proof, etc.
Option 2: Apply online on the official website of SBI Card by filling out the application form.
Option 3: The third option is to call the SBI Credit Card Customer Care Number.
Steps to Track SBI Simply Click Credit Card Application Status
Mentioned below are some simple steps to check the SBI Card Application Status:
Step 1: Visit the “Track your application” page.
Step 2: Click on the tab “Track Application”.
Step 3: Enter the Application or Reference Number and click on “Track”.
Step 4: The status of the credit card application will be displayed on the screen.
Here are the different statuses that can be seen as a result of the search:
- Application in progress: It reflects that the application is currently in process.
- Application approved: It reflects that the application has been reviewed and approved by the bank.
- Card dispatched: It shows that once the application gets approved, the bank will dispatch the credit card, and an SMS will be received containing the expected delivery date.
- Application on hold: It means the bank has put the application on hold temporarily for verification purposes. That is, it may ask for some additional documents to complete the verification process.
- Application disapproved: It happens when the application does not meet the eligibility criteria set by the bank and has been disapproved.
Also, in case the application is filled partially and not completed, the same can be retrieved by following the below-mentioned steps:
Step 1: Visit the “Track your application” page.
Step 2: Click on the tab “Retrieve Application”.
Step 3: provide your first name along with the mobile number that was entered while filing the original credit card application.
Step 4: Click on “Retrieve”.
Step 5: Verify using OTP sent on your registered mobile number.
Step 6: After successful verification, the partially filled application can be retrieved.
SBI Credit Card Customer Care
The application status of an SBI card can also be checked offline by calling the SBI helpline numbers that are available 24*7. Mentioned below are the customer care numbers of the SBI Card:
- 1860-180-1290
- 1860-500-1290
- (STD Code)-39020202
One must keep the Application/ Reference Number handy as the customer care representative will ask for it.
